Log In  |  Contact Us  |  Help
Log in

How to Get a Loan

Once you choose to obtain your home loan from SEFCU Mortgage Services, we'll work together to choose a mortgage that suits your lifestyle and meets your needs.

Throughout the loan application process, we will provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage representative who can answer questions is just a phone call away.

Here's an overview of the loan application process:

Step One - Apply Now! Getting Started is Easy

When you've selected a property and have a contract with the seller, the next step is to complete your loan application, which can be done easily through our website. To get started, select an application from the list on the left.

At the appropriate time we'll order a property appraisal for you.

Step Two - Your Loan is Approved and Funded

Your real estate agent or the seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly.

We will coordinate with the settlement company and you'll sign the final papers at their office.

Simple, straightforward, cost effective, and FAST!

Apply Now Prequalify Now


SEFCU Mortgage Services
700 Patroon Creek Blvd., Suite 301, Albany, NY  12206
Toll Free:  (800) 444-6313
Office:  (518) 783-1234 Ext. 8641
Copyright © 2019 SEFCU Mortgage Services
SEFCU Mortgage Services is a wholly owned subsidiary of SEFCU. Licensed Mortgage Banker - NYS Department of Financial Services
NMLS Company ID - 309847
Privacy Policy  | Security Statement